How to Get Debt Help for Free
Sometimes financial problems snowball to such an extent that they become overwhelming. If your finances have got to the stage where you feel unable to cope on your own, or…
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How to Get a Loan from friends and family
Getting a loan from a friend or relative can have certain advantages. There is less formality and red tape in the arrangement, and often you can get much more favourable…
How to Divide Money between Creditors
When you have identified which of your debts are urgent and which are secondary, work out a reasonable amount that you can realistically afford to pay towards clearing them. If…
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How to Distinguish between Good and Bad Lending
Learning about good and bad borrowing is only half of the story. In order to manage your finances properly, you also need to be able to distinguish between good and…
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How to Deal With Bankruptcy
In a small number of cases, bankruptcy starts to appear as the only option left, but there may be alternatives before things reach this stage. For example, if you live…
How to Cut the Cost of Your Shopping
The habit of never paying full price for anything can work just as well with your shopping as it does with holidays. Next time you need to buy an item,…
How to Cut Down On Living Expenses
The first thing you need to do is have a close look at your spending and decide how much of it is necessary and how much of it you could…
How to Control your Spending
What is causing you to overspend? Perhaps you love shopping and find it hard to resist whatever takes your fancy, or you find it difficult not to be over-generous when…
How to Claim Tax Allowances in UK
If you have children, you may be able to get Child Tax Credit. At the time of writing, all families with children can claim Child Tax Credit if their income…
How to Check Your Credit File
To obtain a copy of your credit file, simply write to each credit reference agency, or apply online. You will need to give the following information: Your full name, including…
How to Borrow Money to Generate an Income
The best situation to be in financially is to have no debts at all, and plenty of surplus money and assets producing an income for you so that you don't…
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How to Avoid Overspending on Other People
Sometimes the reasons we overspend aren't so much to do with clever advertising and pampering ourselves, but because we are overspending on other people. Human relationships can involve all kinds…
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How to Arrange Your Debt in Order of Urgency
If the amounts you owe have become really unmanageable, and you won't be able to pay them all back, the time has come for urgent action. The first thing to…
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How to Write a Marketing Plan
In your marketing plan, explain your marketing strategy and what it is based on. Explain why consumers will buy from you, how much they may be willing to pay, and…
How to Write a Business Plan
Many small businesses in the United States fail because they either do not have or do not follow a business plan. Developing a business plan will enable you to examine…
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How to Use the Ideal Technique to Understand your Customers
Customers have always traded product or service features against the price they are prepared to pay. They also look for how well your business processes provide customer satisfaction and the…
How to Use Bartering in Business
Bartering is one of the fastest-growing techniques used by new businesses. With barter, you can achieve huge savings on all your purchases, acquire needed items for your business with money…
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How to Understand Why New Business Fail
More than 50 percent of all new businesses fail within the first year of operation. Why? Here are nine major reasons: 1. Poor planning. Many people go into business unprepared.…
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How to Treat Your Customers as What They Are
'Everybody lives by selling something' is a quotation, not from a red-clawed industrialist, but from the author and poet Robert Louis Stevenson. Only your customers will enable you to fulfil…
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How to Tell If You Are Suitable for Running a Business
It does not take a genius or even a college graduate to start and run a successful business. But owning a successful business is not for everyone, and it requires…